We Help Business Owners Purchase Commercial Real Estate for NO MONEY DOWN!

Commercial real estate

Under our program, you can purchase or construct a building for up to $5M with NO MONEY DOWN!

Additional capital for your growth

To go with your building, we help you get additional capital to grow your business. This includes money for working capital, equipment, and business fixtures.

Own instead of lease TODAY!

Get A Free Consultation

If you are a business owner who is any of the following:

✓ Looking to buy commercial real estate.

✓ Showing a profit.

✓ Looking to grow your business.

✓ Trying to raise money for your business.

✓ Trying to expand your business.

WE CAN HELP!

Loan Programs

  • Commercial Purchase & Refinance
  • Commercial Bridge
  • Commercial Hard Money Loans
  • Commercial Construction
  • Commercial Investment
  • Business Lines of Credit
  • Equipment Loans
  • Merchant Cash Advance
  • Mezzanine
  • Residential Investment
  • SBA 7A

  • SBA 504

  • Factoring

Property Types

  • Office
  • Retail
  • Industrial
  • Multifamily
  • Hotel
  • Mixed Use
  • Land
  • Investment
  • Special Purpose
  • Single Family

Business Owners We’ve Helped into the Building of Their Dreams

These are just a few examples. U.S. Commercial & Business Capital has been able to help many business owners buy commercial property and grow their business.
U.S. Commercial & Business Capital Case Study: $700,000

U.S. Commercial & Business Capital Case Study: $700,000

Ash H.   Commercial Real Estate: $700,000  Working Capital and Equipment: $120,000 Total Value: $820,000 NO MONEY DOWN Full case study   Ash H. purchased a $700K building for his business. At the close, he received an additional $70K in working capital and...

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U.S. Commercial & Business Capital Case Study: $650,000

U.S. Commercial & Business Capital Case Study: $650,000

Michelle D. Commercial Real Estate: $650,000 Additional Working Capital: $50,000 Total Value: $700,000 NO MONEY DOWN Full Case Study   Michelle D. ran a daycare where she was leasing space in another building for her business.  Michelle purchased a neighboring...

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U.S. Commercial & Business Capital Case Study: $360,000

U.S. Commercial & Business Capital Case Study: $360,000

Dr. Travis Commercial Real Estate: $360,000 Additional Working Capital and Equipment: $72,000 Total Value: $432,000 NO MONEY DOWN Full Case Study   Dr. Travis purchased real estate for his business at a value of $360K. At the closing, Dr. Travis received an...

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About Our Founder

ANDREW KUBE

Andrew Scott Kube Sr. was born in Charlottesville, Virginia and grew up in Culpeper, Virginia. He currently resides in the Tampa Bay area of Florida.

Andrew played collegiate golf at George Mason University and studied marketing at Radford University.

Andrew started in financing in 1996. Throughout the course of his career, Andrew has trained hundreds of loan officers and managed the state of Virginia for H&R Block Mortgage among other companies.

Andrew currently is the Managing Member for U.S. Commercial & Business Capital (USCBC). He helps clients all over the United States with their commercial & business financing needs. U.S. Commercial & Business Capital helps provide some of the best interest rates, terms, & loan products, in the market today.

Andrew’s mission for 2026 is to help educate business owners. With U.S. Commercial & Business Capital’s 100 percent financing program, business owners can buy commercial real estate for their business for No Money Down. In addition, the owners will walk away with money to help with the business’s growth. All in one loan! Andrew wants to help business owners take advantage of this opportunity to expand their business and better serve their clients, creating a true legacy with their work.

When Andrew isn’t helping his clients with their commercial and business financing needs, he enjoys spending time with his two children Lauren & Andrew Jr. He also enjoys playing golf, attending concerts, and attending sporting events for his favorite teams.

West Coast Manager

ANDY TABAG

A native of Key West, Florida, Andy Tabag currently resides in Corona, California. Andy earned a bachelor’s degree in accounting from The University of Florida. Throughout his career, he has worked with Fortune 500 companies and entrepreneurs, partnering with thousands of sales professionals, department managers, executive leadership, and business owners in the financial management space.

Andy is currently responsible for managing the West Coast presence of U.S. Commercial & Business Capital (USCBC), where he assists clients with their commercial and business financing needs. With Andy’s help, you’ll find the best interest rates, terms, and loan products available. In addition to educating business owners, he helps them build assets, expand their businesses, and raise working capital.

When Andy is not helping clients with their financing needs, he enjoys time with his wife Nida, and two children Ashley and AJ. Andy enjoys traveling, golfing, coaching, and supporting his children’s sporting activities.

VP OF OPERATIONS

LAUREN KUBE

Lauren Kube works as the VP of Operations for U.S. Commercial & Business Capital, where she manages deal flow, marketing, billing coordination, travel, special events, and more!

Lauren lives in New York City and recently graduated from Pace University with a double major B.A. in English, Language, and Literature and Political Science. She loves to travel, read, hike, and sing in her free time!

OPERATIONS MANAGER

EDEN SOLOMON

Eden Solomon is an Operations Manager at U.S. Commercial & Business Capital, bringing a diverse background in technical support, customer service, sales, quality assurance, and commercial real estate financing. She holds a Bachelor’s degree in Secondary Education, majoring in Mathematics, and began her career in teaching in 2012 before transitioning to the BPO industry in 2015. There, she advanced to Quality Assurance Specialist and later gained experience with various residential real estate firms.

Since joining U.S. Commercial & Business Capital in 2022, Eden has played a key role in supporting clients through their commercial financing journeys, coordinating loan packages, aligning with business goals, and ensuring smooth execution. She excels in communication, process optimization, and client support.

Outside of work, Eden enjoys traveling, swimming, biking for charity, and spending quality time with her family.

MichellePhoto-NEW

COMMERCIAL LOAN SPECIALIST

MICHELLE SEELING

Michelle Seeling was born and raised in Northern Virginia and brings over 25 years of experience in the mortgage industry, specializing in both residential and commercial financing. Throughout her career, she has helped thousands of individuals achieve homeownership—often when they believed it wasn’t possible.

Today, Michelle now dedicates her expertise to helping business owners build, grow, and increase cash flow through strategic commercial financing solutions. She is passionate about educating business owners on how to separate their personal and business credit and how to properly build strong business credit profiles to support long-term growth.

Michelle firmly believes that small businesses are the backbone of our communities. She works with a wide range of loan programs designed to support small businesses, multifamily and commercial real estate investors, as well as large-scale development projects or real estate.

When she’s not working, Michelle enjoys spending time on the water, attending local music venues, scrapbooking, cooking and making wonderful memories with family and friends.

Get In Touch

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U.S. Commercial & Business Capital LLC
Andrew Kube
(727) 296-8650
andrew@uscbcapital.com