We Help Business Owners Purchase Commercial Real Estate for NO MONEY DOWN!

Commercial real estate

Under our program, you can purchase or construct a building for up to $5M with NO MONEY DOWN!

Additional capital for your growth

To go with your building, we help you get additional capital to grow your business. This includes money for working capital, equipment, and business fixtures.

Own instead of lease TODAY!

Get A Free Consultation

If you are a business owner who is any of the following:

✓ Looking to buy commercial real estate.

✓ Showing a profit.

✓ Looking to grow your business.

✓ Trying to raise money for your business.

✓ Trying to expand your business.

WE CAN HELP!

Loan Programs

  • Commercial Purchase & Refinance
  • Commercial Bridge
  • Commercial Hard Money Loans
  • Commercial Construction
  • Commercial Investment
  • Business Lines of Credit
  • Equipment Loans
  • Merchant Cash Advance
  • Mezzanine
  • Residential Investment
  • SBA 7A

  • SBA 504

  • Factoring

Property Types

  • Office
  • Retail
  • Industrial
  • Multifamily
  • Hotel
  • Mixed Use
  • Land
  • Investment
  • Special Purpose
  • Single Family

Business Owners We’ve Helped into the Building of Their Dreams

These are just a few examples. U.S. Commercial & Business Capital has been able to help many business owners buy commercial property and grow their business.
U.S. Commercial & Business Capital Case Study: $2 Million

U.S. Commercial & Business Capital Case Study: $2 Million

Tien L. & Dai L. N. Commercial Real Estate: $2,000,000 Additional Working Capital and Equipment: $150,000 Total Value: $2,150,000 NO MONEY DOWN Full Case Study Tien L & Dai L. N. own several nail salons.  They were able to expand their business by purchasing a...

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U.S. Commercial & Business Capital Case Study: $800,000

U.S. Commercial & Business Capital Case Study: $800,000

Michael D. Commercial Real Estate: $800,000 Additional Working Capital: $95,000 Total Value: $895,000 NO MONEY DOWN Full Case Study   Michael D. owned a building for his restaurant, which doubled as a music venue. He received $800K to finish construction on...

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About Our Founder

ANDREW KUBE

Andrew Scott Kube Sr. was born in Charlottesville, Virginia and grew up in Culpeper, Virginia. He currently resides in the Tampa Bay area of Florida.

Andrew played collegiate golf at George Mason University and studied marketing at Radford University.

Andrew started in financing in 1996. Throughout the course of his career, Andrew has trained hundreds of loan officers and managed the state of Virginia for H&R Block Mortgage among other companies.

Andrew currently is the Managing Member for U.S. Commercial & Business Capital (USCBC). He helps clients all over the United States with their commercial & business financing needs. U.S. Commercial & Business Capital helps provide some of the best interest rates, terms, & loan products, in the market today.

Andrew’s mission for 2025 is to help educate business owners. With U.S. Commercial & Business Capital’s 100 percent financing program, business owners can buy commercial real estate for their business for No Money Down. In addition, the owners will walk away with money to help with the business’s growth. All in one loan! Andrew wants to help business owners take advantage of this opportunity to expand their business and better serve their clients, creating a true legacy with their work.

When Andrew isn’t helping his clients with their commercial and business financing needs, he enjoys spending time with his two children Lauren & Andrew Jr. He also enjoys playing golf, attending concerts, and attending sporting events for his favorite teams.

West Coast Manager

ANDY TABAG

A native of Key West, Florida, Andy Tabag currently resides in Corona, California. Andy earned a bachelor’s degree in accounting from The University of Florida. Throughout his career, he has worked with Fortune 500 companies and entrepreneurs, partnering with thousands of sales professionals, department managers, executive leadership, and business owners in the financial management space.

Andy is currently responsible for managing the West Coast presence of U.S. Commercial & Business Capital (USCBC), where he assists clients with their commercial and business financing needs. With Andy’s help, you’ll find the best interest rates, terms, and loan products available. In addition to educating business owners, he helps them build assets, expand their businesses, and raise working capital.

When Andy is not helping clients with their financing needs, he enjoys time with his wife Nida, and two children Ashley and AJ. Andy enjoys traveling, golfing, coaching, and supporting his children’s sporting activities.

ADMINISTRATION MANAGER

LAUREN KUBE

Lauren Kube works as an Administration Manager for U.S. Commercial & Business Capital. She handles a wide range of operations for the company, such as marketing, billing coordination, travel, special events, and more!

Lauren lives in New York City and recently graduated from Pace University with a double major B.A. in English, Language, and Literature and Political Science. She loves to travel, read, hike, and sing in her free time!

EXECUTIVE ASSISTANT

EDEN SOLOMON

Eden Solomon is an Executive Assistant at U.S. Commercial & Business Capital, bringing a diverse background in technical support, customer service, sales, quality assurance, and commercial real estate financing. She holds a Bachelor’s degree in Secondary Education, majoring in Mathematics, and began her career in teaching in 2012 before transitioning to the BPO industry in 2015. There, she advanced to Quality Assurance Specialist and later gained experience with various residential real estate firms.

Since joining U.S. Commercial & Business Capital in 2022, Eden has played a key role in supporting clients through their commercial financing journeys, coordinating loan packages, aligning with business goals, and ensuring smooth execution. She excels in communication, process optimization, and client support.

Outside of work, Eden enjoys traveling, swimming, biking for charity, and spending quality time with her family.

VIRTUAL ASSISTANT

ANDREY ESPRELA

Andrey-Faith Esprela is a driven and resilient young professional with a background in Psychology and a passion for both business and people. At just 20, she balanced university studies, part-time modeling, and running her own food business to help fund her education. After graduating, she began her corporate career in logistics, rising from Quality Assurance Supervisor to Head of HR.

Now a devoted mother, Andrey has held various HR leadership roles, where she’s known for her compassionate, people-first approach. Outside of work, she enjoys cooking, driving, and spending time with loved ones. Her ultimate goal is to build businesses that not only support her family but also create growth opportunities for others.

Get In Touch

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U.S. Commercial & Business Capital LLC
Andrew Kube
(727) 296-8650
andrew@uscbcapital.com